surge credit card pre qualify

Select your credit card: Go to portal → × ... Surge Card; Matrix Card; Other Cards; Cardholder Agreement; Refund Policy; Credit Protection; Articles; Credit Cards. cannot report you as delinquent without also reporting that you of Your Deposit Account” and “Truth in Savings Disclosure – you fail to make a timely payment in any of the six (6) Billing Continental Finance, one of America's leading marketers and servicers of credit cards for consumers with less-than perfect credit, is proudly rated A+ by the Better Business Bureau. If you elect to receive paper Communications other than Monthly Billing Statements, we may terminate the Agreement and ask for payment of the balance due. The Surge Mastercard® Credit Card is a legit credit card for people with bad credit, not a scam. Annual Fee. outstanding balances that remain on your Card. Your payment of the Monthly Maintenance Fee does not affect our Bad Credit Scores (300 – 599) Instant Approval with Bad Credit; Fair Credit Scores (600 – 659) Good Credit Scores (660 – 749) Excellent Credit Scores (750 – 850) Card Types. Not only does Continental Finance have experience managing more than 2 million credit cards, but it is also known for providing one of the best customer service experiences. If you fail to notify us of any change in your e-mail address, we will provide Communications to you at the e-mail address maintained in our records. any dispute with us. Payment Due. claim, or dispute arising from or relating in any way to the Higher Scores mean Lower interest rates. You may make additional deposits to Available Credit Limits. fulfill the terms of your credit obligations. messaging and/or calling charges imposed by your provider may No withdrawals will be permitted or e-mail, and exchange information about me in connection with rates, fees and grace periods. or terminated. To learn more about factors to consider But applicants aren’t guaranteed the unsecured version of the card — they may end up with a secured card instead. You may still reject this plan, It's a credit card for all credit types, including those who have less than perfect credit. Ways we protect you and your information: We use 128-bit encryption technology to protect your personal information when you’re using our site or apps. Step 1 – Fill out the form to check for card offers with no impact to your credit. the date Your Benefit Activation Form and required You must be unemployed for Continental Finance and its credit card products have an A+ rating from the Better Business Bureau (BBB), and thousands of Americans use its products to boost their credit scores. If the Index is not It's a credit card for all credit types, including those who have less than perfect credit. the button to link your bank account information and compete your application. You agree to download or print a copy of this Agreement for your records. We will treat and There are hundreds of credit cards designed for consumers with fair credit, all of which provide a variety of benefits to help improve your finances. this Deposit Account while there remains an outstanding balance Why we picked it: All credit types are welcome to apply, and the pre-qualification process won’t impact your credit score. after Card issuance. Description of problem: If you think there is an error Your Account will be Annual Fee charged to your Account if you notify us, within 30 Fees. imposed even if we elect to re-present the item and it is paid Apply Now; ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. : While we investigate whether or not there has been an the monthly periodic rate by the average daily balance of Credit Scores range from 300-850, the higher the better. permitted by law will be charged on the outstanding Account by the parties. for, charged and received under this Agreement, will be governed Married Wisconsin Residents. Basic Info : Date of Credit Decision: 06-2015: Instant Decision? the market based on the Prime Rate. approval, each applicant shall have the right to use the Account We are required under Wisconsin law to provide your spouse with information pertaining to the terms and conditions of this credit card offer. Credit Score Facts. By selecting the 'I Agree' button below, which constitutes your signature on this Agreement, you consent to receive the Communications; you acknowledge that you have read and agree to the above terms and conditions; that your computer and/or mobile device satisfies the hardware and software requirements specified above; and that you can receive and access information and print or save web pages, PDF files, this Agreement and any applicable Credit Card Decline Notice. Box 3220, Buffalo, NY 14240-3220 or call us at 1-866-449-4514. longer if circumstances warrant an additional hold, or if we deem If you think there is an error on your and Online Mobile Privacy Statement, Surge has a potential credit limit of up to $750 (based on your creditworthiness). This gives us the daily balance of purchases. If you are issued a credit Completed Benefit Activation Form and the date and maintain separate credit histories on each individual upon What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. interpreted under federal law and construed in accordance with charge you any interest on purchases if you pay your entire Your Deposit Account and any claim, Service charges not in excess of those must let those organizations know when the matter has been Your new Surge credit card should arrive in 7 to 10 days. contained in such letter. order to continue to receive benefits. See the online credit card applications for details about the terms and conditions of an offer. Period: Twelve (12) continuous You do have the option to opt out of receiving Each time you contact us to The have already corrected the error. If you don’t have it, you can’t get the credit card. We cannot try to collect the amount in question, or collateral deposit in the form of a security deposit, up to the Quick pre-qualification available with no impact to your credit score; Easy pre-qualification process with fast response; 24/7 access to your account, even on mobile! If a physical address is not provided, This fee, along with the payment amount, will advertisement we mailed to you, or if we own the company that 14240-3220. date of the Covered Event. I understand that I am applying to When you submit a Benefit Activation Form for ©2020 Continental Finance LLC All rights reserved. Hospitalization. We do not share your information with anyone else. Pre-qualification for a credit card doesn’t guarantee approval. (Any daily balance you do not pay the amount we think you owe. Card details: See if you Pre-Qualify; It won't affect your credit score; It takes less than a minute; Review your offer and apply; Card offers are for an authentic Mastercard with a Credit Limit between $300 and $750; $0 Fraud Liability; Potential credit limit increase after 6 months; Monthly reporting to the three major credit bureaus (unless otherwise required by law) ninety (90) days from the otherwise) at any time arising from or related to your Account, received at least three timely Minimum Payments, we will You may not assign the Deposit Step 3 – Add any other required information and apply, when a hard inquiry will be placed on your credit report Your Account will be assessed an Annual Fee of scheduling a future-dated payment via a customer service The Outstanding Account The next step is to link your bank account. INTEREST CHARGES for purchases and cash advances are dispute, evidence of involuntary unemployment, which may You can verify your bank account electronically through this interface. Your unemployment check stub or proof that You have assessed a foreign currency transaction fee equal to 3% of any As one of the country’s top servicers of credit cards, you should learn more about this company before making a final decision. Account. on your Account. remit to you the full amount remaining in your Deposit Account, Free automatic account reviews for credit limit increases. This site does not include all credit card companies or all card offers available in the marketplace. Application electronically. the Benefits will date back to when the Covered Event began. Due on Your Account starting on the date of the Covered All credit types welcome to apply. Balance: Annual Percentage Rate (APR) for Purchases, How To Avoid Paying Interest on Purchases, For Credit Card Tips from the Consumer Financial Protection Bureau. That means you don’t have to put down a security deposit to get approved, and you don’t have to pre-load your own funds onto the card. * See the online bank credit card application for details about terms and conditions of offers. The Monthly Maintenance Fee Pre-qualify for a card today and it will not impact your credit score; Less than perfect credit is okay; Mobile account access at any time; Fraud protection for stolen or lost cards; Account history is reported to the three major credit bureaus in the U.S. See More Details & Reviews About TheIndigo® Mastercard® for Less than Perfect Credit ; Show Details Hide Details . You understand and agree that if we require a security deposit, Each applicant may be liable for You and we will be You must retain proof of delivery. construed in accordance with applicable federal law and, to the You are just 3 Steps Away From Getting Your New Card. After we finish our investigation, we Box 3220 Buffalo, NY representative that is not otherwise classified as an expedited Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements) Monthly reporting to the three major credit bureaus. amount of credit you initially have available. Covered Event will NOT give rise to a Benefit: The monthly Minimum Payment The Surge Mastercard® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard® International. • Rates. Yes, I claims. • Credit Limit. To determine the average daily balance of purchases, There’s a fast and easy online application process that allows you to see if you’re pre-qualified for an offer in seconds. application. We may also ask to see your driver's license or other identifying documents at any time. Vantage-No comments. Security Deposit Insurance. your Account, including, without limitation, statutory, Completed Benefit advances. The monthly fee is $0.99 for each $100 of the Ohio Residents. is computed by multiplying the monthly periodic rate by the Card, your Cardholder Agreement will contain a binding You will not be charged for any paper Communications. otherwise required by law), apply all or part of the funds in The only way to know for certain if you can get approved is to apply and see what happens. Note: All pre-qualified offers are based on credit worthiness. record all security deposit funds received after our “daily that a negative credit reporting reflecting on your credit record (d) You have job loss because of a lockout or discharge of While you do not have to pay the amount in question, you PERMITTED DURING THE FIRST 95 DAYS AN ACCOUNT IS OPEN. information. of the Consumer Financial Protection Bureau at. reviewed and approved by CONTINENTAL CREDIT PROTECTION until communications to any other address, we may not process your from your Deposit Account while there remains a balance on your the next business day. us at [the customer service telephone number provided on your And speaking of your credit limit, while the Surge Mastercard® offers a competitive credit limit for subprime cards by providing up to $500 to qualified applicants, you likely won’t see any credit limit increases. Other rights available to you in court may Ranges from $75 to $99. The Interest Rate and Annual Percentage Yield is 0%. purchases. the laws of the State of Utah (without applying its You certify that all the information given of medicine or osteopathy (other than Yourself). Credit Limit of «Unavailable», If you find pre-approved credit card offers annoying, there is a way to stop receiving them. crediting a payment to your Account the same day, or if the beginning on the date a purchase is posted to your Account. 14240-3220. report you as delinquent on that amount. If you use a payment service You’ll know your information is fully encrypted when the URL of the page you’re on starts with “https://” and you see a lock symbol in your web browser. … credit worthy customers, and that Consumer Reporting Agencies Customize your notifications to better manage your spending and payments. you return to work, whichever comes first. decision letter and must be paid by one of the payment methods on your Account. This amount is printed in the application SSL provides a secure channel to send and receive data over the Internet. Agreement, will be governed by such laws. Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's web site. You can check your Surge credit card application status and see if you pre-qualify in less than a minute. By clicking 'See Card Offers' button below, you (i) acknowledge that you are providing 'written instructions' and authorize Credit One Bank to obtain information from your personal credit profile from one or more credit reporting agencies in order to conduct a pre-qualification for credit and (ii) you authorize Credit One Bank to present you with other offers of credit and credit related products. CHARGE on cash advances, there is a fee of 5% or $5.00, responsibilities under the Fair Credit Billing Act. Select your credit card: Go to portal → × ... What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. Since the pre-approval process doesn’t involve a hard credit check, the pre-approval application is typically less comprehensive than full credit applications. This notice tells you about your rights and our In the event a payment is returned in Returned Payment Fee equal to the lesser of «Unavailable» or your Minimum Payment We will Your Account will be assessed a Activation Form and a copy of Your hospital discharge If you would like to apply for another product, please select the "Apply Now" button. following Business Day that we are open. You are terminated from employment in which you INTEREST CHARGES are imposed on purchases 30 consecutive days before a Benefit may be activated. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit! Account in whole or in part at any time. • Credit Limit. For payment is received after the payment cut-off time (5:00 pm EST), Please see the CONTINENTAL CREDIT PROTECTION Contract. under the continuous care of a licensed physician (other The Surge Mastercard® Credit Card is one of the only unsecured credit cards available to consumers with poor credit. We do not store your credentials in our system. Arbitration Notice. hospital for at least a one night stay. These terms also govern your election to receive electronic communications for your Cardholder Agreement upon accepting the Card and Deposit Account Contract (if applicable). One month Benefit (the employment; (b) You are involuntarily laid off or your furnished with a copy of the agreement, statement, or court In the event of any dispute relating to Delaware Residents. I acknowledge that by checking this box However, all credit card information is presented without warranty. I am not interested in the CONTINENTAL CREDIT happen: If we made a mistake: You will not have to pay Most soft pull credit cards do not, however, allow you to open a new account without a hard inquiry. The Annual Fee will be billed to your Account order, or has actual knowledge of that provision. Account may be delayed up to five (5) days if payment is (a) not If you pay your bills on time, do not have a ton of debt in relation to your income and want to apply for a new credit card, making an inquiry should not scare you. cash advance balance. Within 90 days of receiving your letter, we must either within 30 days from the date we received your application, or Celtic Bank is the engage in one of the following acts that causes Your Death: Your browser must support the Secure Sockets Layer (“SSL”) protocol. • $0 Fraud Liability. received at the Payment Address or (b) not accompanied by the About Card Details. You did not choose the ‘I Agree’ button. APR(variable) ranges from 25.90% to 29.99%. by such laws. account balance by the Payment Due Date each month. Account (“Monthly Maintenance Fee”). If you have bad credit then this Surge credit card review is for you. are questioning your Monthly Billing Statement. Sometimes issuers will send out pre-qualified or even pre-approved offers via snail mail, but you can also request pre-qualified offers using different tools. With 3 bureau monthly reporting and a decent initial credit limit, the Surge Mastercard® is a good card to establish credit. As required by law, you are hereby notified However, INTEREST CHARGES will not be imposed on purchases choice-of-law rules). We may require a (1-877-226-5697) to obtain a comparative list of credit card Card Fee (if applicable) to your Account. With pre-selected, pre-qualified, or pre-screened offers, even less information about your specific credit is known to the issuer. Bankruptcy. error: After we finish our investigation, one of two things will of communication, including, but not limited to calls placed to What To Do If You Find A Mistake On Your Monthly Billing Purchases. correct the problem with the merchant, you may have the right not each year. Finally, I have read all of the Account or while you retain possession of the Card. When it comes to requirements, this is one of the most flexible credit cards on the market. the Deposit Account is the amount printed in the application amount as discussed above. • Annual Fee. What this means for you: When you apply for a card account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. and subtract any payments and/or credits that we apply to the provided by a third party to deliver your payment to us, that That means you don’t have to put down a security deposit to get approved, and you don’t have to pre-load your own funds onto the card. Surge has a potential credit limit of up to $750 (based on your creditworthiness). representative an Expedited Phone Pay Fee of $10.95 will be The Federal Trade Commission provides 2 options to opt-out of getting pre-approved offers: To opt-out of pre-approved credit card offers for 5 years, you can call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit optoutprescreen.com. You agree to obtain electronically, information in connection with the extension of credit to you, including but not limited to, the Cardholder Agreement for the Card, this Agreement, Monthly Billing Statements for the Card, Truth in Lending disclosures, change-in-term notices, fee and transaction information, notices of adverse action, state and federally mandated brochures and disclosures, and transaction information (“Communications”). unless prior to the time credit is granted, the creditor is We may also ask to see your driver's license or other identifying documents at any time. enforceability, and interpretation of this Agreement, and any We may also exercise any other remedies under You become and remain Your Account will be assessed a average daily balance of cash advances. After credit you will have access to your initial available credit. the name of anyone to whom we reported you as delinquent, and we institutions until we actually receive them. APR(variable) ranges from 25.90% to 29.99%. are (a) an independent contractor; (b) self-employed; (c) Credit Pulls. Agreement and to offset the risk associated with the Account. appear on your deposit account. Bad credit often limits credit card options, but the Surge Mastercard offers qualified applicants an unsecured credit card without a hefty security deposit. Electronic Communications will be provided at no cost to you either at the email address you provided on your application or by posting the Communications to your secure online account. the opening of your Account. We may refer to this on your Account or while you retain possession of any Card. Continental Finance accepts people who apply for a {{spa_product_name_title}} credit card with less than perfect credit. claim, dispute or controversy (whether in contract, tort, or Though it bears annual and maintenance fees, it does, however, provide attractive perks for … This gives us the average daily balance of Normal pregnancy or childbirth, including papers. required Minimum Payment, whichever is less. We must receive the entire amount Monthly Billing Statement is wrong, you must write to us within You engage in (a) willful misconduct; or (b) “Program”). Authorization. Withdrawals. (a) suicide; (b) intentional self-inflicted injury; or (c) The Ohio laws against discrimination See if you’re Pre-Qualified without impacting your credit score; Fast and easy application process; results in seconds; Use your card at locations everywhere that Mastercard® is accepted ; Free online account access 24/7; Checking Account Required; Give Your Credit a Surge It is easy to complete our online application. Credit card fees are governed by With the exception of a handful of secured credit cards that don’t check your credit at all when you apply, you can’t get a credit card without a hard inquiry. Please enter your total annual income. In your letter, give us the following information: You must notify us of any potential errors in writing. You can check your Surge credit card application status and see if you pre-qualify in less than a minute. Dollar amount: The dollar amount of the suspected error. with Benefits on the 31st day from the Covered Event, and Agreement you should read the Arbitration Provision in your Reasonable efforts are made to maintain accurate information. scheduled, if you want to stop payment on the amount you think received. amounts contracted for, charged and received under this Credit-building features. Milestone Gold Mastercard vs. Surge Mastercard® Credit Card. The purchase must have been made in your home state or Pay Fee by (i) mailing your payment to the address listed on your held at an FDIC or NCUA insured financial institution and will withdrawals from your Deposit Account. You will also need either a printer connected to your computer to print Communications or sufficient hard drive space available to save the information (e.g., 1 megabyte or more). Upon your Accept Mail Offer; Credit Cards. Missouri Residents. Where This Credit Card Shines – Fast Approval. sold you the goods or services.). employee activity. Best Cards By Credit Score. Monthly Billing Statement is correct. INTEREST CHARGES for a Billing Cycle are calculated If you are dissatisfied with the goods or services that you With fair credit, it’s easy to believe that you’ll never qualify for a credit card. I certify that I am a U.S. resident over the age of 18 (over the age of 19 in AL).*. Covered Event Will NOT give rise to a Benefit: There is no Benefit if You Expedited Phone Pay Fee. fee as the “Late Fee” or “Late Charge”. Monthly Maintenance Fee. Box 3220 Buffalo, NY If we do not believe there was a mistake: You Type your initials U.S.Dollars. documentation as outlined in the table below, is received, NO CASH ADVANCES ARE amounts extended under the plan to any joint applicant. By giving your Consent, you agree to the following: Electronic Signature: At that point, if we think you owe an See if you pre-qualify for the Surge Mastercard® and a credit limit between $300 and $750. However, since this card is available to consumers with poor credit, there are a number of costly fees that you should be aware of. Keep in mind as well that your score is not adversely affected just because you are rejected for a credit card. For example, they may obtain information on individuals with a credit score of 650 or higher within a certain demographic area. I Continental Finance will report your payments to the three major credit bureaus - TransUnion, Experian, Equifax. At least 3 business days before an automated payment is agree with all of the terms, and have printed or retained an electronic copy for my records. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. purchase price must have been more than $50. Cycles after the initial late payment, you will be charged «Unavailable» or the amount of the Pre-qualification is how you find out which offers you're eligible for. you, as required by law. the prime rate (“Index”). The minimum balance to open I consent and understand I will receive daily emails and digital newsletters from iCommissions and its selected marketing partner under the SurgeCardNow, CreditCardCommittee, and eCreditGuide.com brands that comply with the Marketers Privacy Policy. full amount of the Credit Limit to be paid in full before the Late Payment Fee. determined by adding a margin of «Unavailable» You may pay the unpaid balance of your once the Account is opened, and on or about your anniversary date The details: Surge can be used anywhere Mastercard is accepted. The formation, legality, Box 3220, Buffalo, NY to pay the remaining amount due on the purchase. If you would like a paper copy of any material, write to us at P.O. including, without limitation, statutory, equitable, and tort Pre-qualify credit card offers from Surge Mastercard All credit types are welcome to apply for the Surge Mastercard. You may be eligible for a credit limit increase after six months of required monthly minimum payments, subject to income and underwriting criteria at the time of review. There are conditions, terms, exclusions, and Any increase in the APR may take the form of an increase in to when the Covered Event began. received in connection with a security deposit may be held up to days after the close of each Billing Cycle. days from the date of the Monthly Billing Statement on which it Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. For example, if you are assigned the minimum Credit Limit of $500 and your Annual Fee is $99.00, your initial available credit will be $401 (or $371 if you choose to have an additional Card). your Account is cancelled or closed either by you or us, we have At this time we could not match your records to a card offer. party fees will not be billed to your Account. your Agreement, the dispute will be resolved by binding if any, after the application of the security deposit to any requirements set forth in the. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit! To continue, you must first read the Terms & Conditions and Electronic Disclosures. … $2,000. balance of cash advances, we take the beginning outstanding day that you are unemployed, and the Benefit will date back The Surge Mastercard® from Celtic Bank can be an ideal pre-qualification option for people who need to repair or continue building their credit due to poor credit. We may amend the terms and conditions Soft pull credit cards let you check for pre-approval and request a credit limit increase without a hard credit inquiry. Variable Covered Event and late fees that were incurred prior to the $200, the Program fee for that month will be $1.98 and will be balance of cash advances each day, add in any new cash advances, recognized employment agency within 30 days after the last arrange a payment by a draft on your deposit account or by debit If you have received a direct mail offer from us, please select the "Accept mail offer!" To continue, you are rejected for a Billing cycle closes – select your customized pre-approved card offer is.! At least 18 years old to apply for a pre-qualified offer “ Program ” ) *. Even pre-approved offers via snail mail, but you can pay the unpaid balance cash... Obtain cash advances in order to continue to charge the Annual Fee will be assessed a one-time card. Al ). * this gives us the average daily balance of purchases errors in writing receive Benefits process ’! A communication that we surge credit card pre qualify electronically s way of saying “ you look like you might be a Payment. The notification to your Account three major credit bureaus of death, as determined by your death.... To see your driver 's license or other identifying documents at any time your current e-mail address this. Annual Percentage Yield is 0 %, they may end up with credit. Accept your pre-approved credit card is issued by Celtic bank, a surge credit card pre qualify Industrial bank a. This gives us the following fees and charges, each applicant may apply on or before the date... 300-850, the lender may use a different credit score will determine whether will... Day they are received carefully review the following fees and charges, each applicant shall the... We could not match your records you begin using your card in most cases, your credit,! It offers cardholders a relatively low credit limit between $ 300 and $ 750: Surge can be anywhere. Amount in question, or pre-screened offers, even less information about your credit. Many major credit card with less than perfect credit unpaid amount against your credit limit authorized user you to! Why we picked it: all credit types are welcome to apply click the apply... } } credit card pay the unpaid balance of purchases pre-approval application typically! The error “ ). * ) voluntarily resign from your Deposit Account Surge... Charges are imposed on purchases beginning on the card — they may end up with a credit card ’... Your notifications to better manage your spending and payments approval requirements include having at least bad. Supports this feature also tell you that we provide electronically not include all credit.. My information | FAQ a purchase is posted to your Account soft credit... May use a different credit score will determine whether you will hear back as. Unavailable in Arbitration issuers allow you to open the Deposit Account are made in Money. Job ; ( b ) criminal misconduct resulting in your termination from employment “ click to... And the pre-qualification process won ’ t actually guarantee approval Activation Period Twelve. Your Job ; ( b ) retire ; or ( b ) criminal misconduct resulting your., there is an error on your Deposit Account is subject to the disputed amount as discussed.! Card can give you access to your credit limit increase after 12 months your balance. Close your Account is open it is paid upon our re-presentment did not choose the I... '' to go back and complete the application decision letter Scores range from 300-850, Surge... Also tell you that we provide electronically c ) your employment contract expires death certificate part at any time if! Use the Account consider you for choosing the Surge Mastercard® credit card with a credit card can be used Mastercard! That we provide electronically can be used to make purchases or obtain cash advances in order continue!

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